Types of Insurance Coverage for Roofers in Florida
Roofers face a hazardous work environment. Injuries, accidents and damage are a risk that your company and roofers take on a daily basis. Florida Roofing Insurance provides financial security in case something goes wrong. Even in the best managed organizations accidents will occur. Three main types of coverage are available for you: Workers Compensation, Liability and PEO/Employee Leasing. With our help your business can have a strong financial backing for a low cost.
- Florida Workers Compensation for roofing companies offers protection to your contractors if they are injured. Workers Comp covers medical treatment, disability, lost pay and much more. Your contractors are important to you both professional and personally. Having a solid Work Comp Insurance Policy protects your interest in them.
- Liability Insurance for roofers covers property damages and accidents/injuries that occur from customers. Without Liability Insurance one-accident could create financial problems for your whole business. Invest in insurance and secure future prosperity against the risks that you face as a roofing business.
- Florida PEO/Employee Leasing provides affordable insurance coverage and the resources your small business needs to compete in Administration. A PEO/ Employee Leasing Service allows roofing companies that have a High Experience Rating to secure more affordable Workers Comp Rates, Liability Coverage and administration of accident/injury claims. It is attractive to any business that wants more for their dollar.
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How are Insurance Rates Calculated in Florida
Florida Roofing Insurance Rates are calculated using a specific Industry Classification Code for Roofers, your companies previous claim history, state laws and size of your business. Our company can help you to find the best rates by shopping for a policy from 100’s of different A Rated and Admitted Carriers. As your insurance agency we shop the private insurance marketplace for the best coverage available.
Roofing Industry Classification Codes are used to calculate what accidents, damages and injuries your contractors face the highest risk of. A roofing company is classified differently than a general contractor, restoration contractor, trucker or crane operator. Classifying risks helps insurers manage losses and provide you with a better financial backing.
Previous Claim History is used to calculate an Experience Rating of your business. Past accidents, injuries and losses account for a higher Experience Rating and can increase the cost of your policy. Businesses that with a high Experience Rating can reduce what they pay by utilizing PEO/Employee Leasing services, committing to safety training and loss control. A PEO/Employee Leasing Service allows your business to purchase insurance at group rates and can help you to reduce your cost.
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Our company helps roofers get insurance at a low cost. We do not represent one single provider but shop for policies from 100’s of top rated and admitted carriers. Our commitment is to finding a policy that reduces what you pay. Find out how much your business can save with a Fast Quote!
We provide Workers Comp Insurance throughout Florida including: