Part of the goal of our agency is to educate you and to provide MONEY-SAVING information so you can make wise Workers Compensation insurance choices. Below is a wide array of reports and other resources that will help you become more knowledgeable and to assist you in getting involved in the process of buying insurance.

Workers Compensation Insurance Articles

  1. How Much Does Workers Compensation Insurance Cost?
    Information about estimating the cost of Workers Compensation insurance.
  2. What is Workers Compensation Insurance?
    Workers compensation is an insurance system, mandatory in most states for employers to be licensed and provide service.
  3. How to get a Workers Comp Quote Fast
    What information you will need to submit in order to get a Workers Comp Quote.
  4. What is Staff Leasing?
    Staff Leasing Companies can help you save money on Workers Compensation, Payroll and Human Resources.
  5. What is PEO/Employee Leasing?
    PEO Services and Employee Leasing Companies provide business owners with Human Resource Outsourcing, Payroll Service, Employment Administration and more.
  6. Florida Workers Compensation Discounts for Drug Free Safety Programs
    Florida is one state that offers companies a discount on their Workers Compensation Insurance by voluntarily enrolling and enforcing state approved Drug Free Workplace Programs.
  7. General Contractors, Independent Contractors and Employees
    As a general contractor you can save money by hiring Independent Contractors instead of an employee however you open yourself up to a risk.
  8. Work Comp Experience Rating
    The experience rating of your business, can increase the cost of workers compensation insurance premiums. High experience ratings mean that your business is a higher risk to insure.
  9. 5 Misconceptions about Workers Compensation Policies
    Here are 5 misconceptions about Workers Compensation that you as an employer need to know.
  10. Seven Steps to Control Your Workers Compensation Costs
    Workers’ Compensation laws and regulations increase in volume and complexity each year. As a result, employers have grown accustomed to letting their insurance company control the cases and the costs.
  11. What Happens When You Don’t Have Enough Workers’ Compensation Insurance?
    Because Workers’ Compensation is heavily regulated on the state level, the Workers’ Compensation system ensures that businesses carry enough insurance to cover the costs of work-related injury. So unlike most types of business and personal insurance, it’s very difficult to find yourself underinsured.
  12. How Much Does Workers Compensation Insurance Cost?
    To arrive at a base rate for Workers’ Compensation insurance, each classification is translated into a dollar amount, which is then multiplied by 1 percent per $100 of the total payroll for that employee.
  13. What is Required to Get a Quote on Your Business or Workers Compensation Insurance?
    Although requirements vary slightly from broker to broker or carrier to carrier, you’ll need to submit the following information in order to get a BOP or a Workers’ Compensation quote.
  14. What You Need to Know About Workers Compensation Insurance
    Getting Covered, Cutting Workers’ Compensation Costs, Staying out of the Risk Pool.
  15. Understanding Workers Compensation Insurance
    Think of Workers Comp as a legal compromise: in return for compensating employees who require medical treatment or who miss work due to a workplace injury, employers avoid potentially costly lawsuits. Workers Compensation also protects employees who might not be able to support themselves or their families because of a work-related injury.
  16. What You Can Expect From Your Workers Compensation Broker
    Your Workers’ Compensation insurance broker should be knowledgeable about your state’s Workers’ Compensation requirements and be able to apply that knowledge to your particular circumstances. Brokers should also be familiar with the different insurance companies that offer Workers’ Compensation insurance in your state.
  17. Who Needs Worker’s Comp Insurance?
    Not every employer needs Workers’ Comp-in some states, small companies with fewer than three to five employees don’t. Many states also give the employer the option to self-insure, that is, to cover the costs flowing from on-the-job injuries themselves. Whether this is a good idea depends on the business you’re in and the financial state of your company.